Terms and Conditions

1. Introduction and Agreement to Terms

Welcome to Simulation Intellect. These Terms and Conditions ("Terms") constitute a legally binding agreement between you (the "User", "you", or "your") and Simulation Intellect Inc., a Delaware corporation with its principal place of business in New York ("Simulation Intellect", "we", "us", or "our") governing your access to and use of our website, applications, platforms, and services (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Services. These Terms should be read in conjunction with our Privacy Policy, which is incorporated herein by reference.

2. Eligibility and Account Creation

2.1 Eligibility Requirements

To access and use our Services, you must be at least 18 years of age, have the legal capacity to enter into a binding contract with Simulation Intellect, and not be prohibited from using the Services under applicable laws or regulations. By accessing or using our Services, you represent and warrant that you meet these requirements.

2.2 Account Creation and Maintenance

To use certain features of our Services, you may need to create an account. When creating an account, you must provide accurate, complete, and current information. You are solely responsible for maintaining the confidentiality of your account credentials, including your password, and for all activities that occur under your account.

2.3 Know Your Customer (KYC) Requirements

In compliance with applicable laws and regulations, we require all users to complete identity verification procedures, which may include providing government-issued identification, proof of address, and other documentation. Your continued use of our Services is contingent upon successful completion of these verification procedures.

2.4 Restricted Jurisdictions

Our Services are not available to residents or citizens of jurisdictions where the offering of our Services would be prohibited by applicable law. You represent and warrant that you are not a resident or citizen of a restricted jurisdiction. We reserve the right to restrict or deny access to our Services based on your location or citizenship.

3. Services Description

3.1 AI-Powered Investment Platform

Simulation Intellect provides an AI-powered investment platform that employs advanced technologies including neural networks, quantum computing elements, and machine learning algorithms to optimize investment strategies. Our Neural Matrix System processes market data and executes trading decisions according to your selected investment plan and risk profile.

3.2 Investment Plans

We offer various investment plans with different risk profiles, minimum investment requirements, and fee structures. The specific terms of each plan, including expected returns, minimum holding periods, and withdrawal conditions, will be presented to you before you make an investment. These plan-specific terms are incorporated into these Terms by reference.

3.3 Service Modifications

Simulation Intellect reserves the right to modify, suspend, or discontinue any aspect of the Services at any time, including the availability of any feature, database, or content, with or without notice. We may also impose limits on certain features and services or restrict your access to parts or all of the Services without liability.

3.4 No Investment Advice

While our platform provides automated investment strategies powered by AI technology, we do not provide personalized investment advice. The information provided through our Services should not be considered investment, financial, tax, or legal advice. You should consult with qualified professionals regarding your specific situation before making investment decisions.

4. Investment Risks

4.1 Risk Acknowledgment

All investments involve risk, and the past performance of our AI trading strategies is not indicative of future results. By using our Services, you acknowledge and agree that you understand these risks and are prepared to potentially lose the entire value of your investment.

4.2 No Guaranteed Returns

While we provide estimated return ranges for our investment plans based on historical performance, these are not guarantees of future returns. Actual returns may vary significantly based on market conditions, trading performance, and other factors beyond our control.

4.3 Technology Risks

Our Services rely on complex AI technologies and algorithms. There are inherent risks associated with these technologies, including potential errors in algorithms, data input, or system failures. While we implement extensive testing and risk management protocols, technology-related risks cannot be completely eliminated.

4.4 Market Risks

Investments are subject to various market risks, including but not limited to liquidity risk, volatility risk, concentration risk, and systemic risk. Even the most sophisticated AI systems cannot predict all market movements, particularly those resulting from unforeseen events or crises.

5. User Responsibilities and Restrictions

5.1 User Responsibilities

When using our Services, you agree to:

• Provide accurate and complete information during account registration and KYC procedures
• Maintain the security and confidentiality of your login credentials
• Update your account information promptly if there are any changes
• Notify us immediately of any unauthorized access or use of your account
• Comply with all applicable laws and regulations when using our Services
• Use our Services only for lawful purposes and in accordance with these Terms

5.2 Prohibited Activities

When using our Services, you must not:

• Use the Services for any illegal purpose or in violation of any local, state, national, or international law
• Attempt to gain unauthorized access to any portion of the Services or any other systems or networks connected to the Services
• Attempt to reverse-engineer, decompile, or disassemble any part of our Services or algorithms
• Attempt to probe, scan, or test the vulnerability of our systems or networks
• Interfere with or disrupt the integrity or performance of the Services
• Impersonate another person or entity or falsely state or misrepresent your affiliation with a person or entity
• Engage in any form of market manipulation or fraudulent activity
• Use the Services to launder money or finance terrorist activities
• Use the Services to provide portfolio management or investment advice services to third parties without our explicit permission

5.3 Multiple Accounts

Users are not permitted to maintain multiple personal accounts. Institutional clients or individuals managing investments on behalf of others may request permission to maintain multiple accounts through our Multi-Account Management solution, subject to additional verification and compliance requirements.

6. Privacy and Data Handling

6.1 Privacy Policy

Our Privacy Policy, accessible at www.simulationintellect.com/privacy-policy, explains how we collect, use, and protect your personal information. By using our Services, you agree to the terms of our Privacy Policy, which is incorporated into these Terms by reference.

6.2 Data Processing

By using our Services, you acknowledge and consent to the processing of your data by our AI systems. This includes analyzing your financial information, investment preferences, and transaction history to optimize your investment strategy. Your data may be processed using neural networks, machine learning algorithms, and other advanced analytical techniques.

6.3 Data Security

We implement advanced security measures to protect your data, including 256-bit AES encryption, secure data centers, and strict access controls. However, no method of electronic transmission or storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

6.4 Regulatory Disclosures

You acknowledge that we may be required to share your information with regulatory authorities, law enforcement agencies, or other governmental bodies in response to valid legal requests, such as court orders or subpoenas, or to comply with applicable laws and regulations, including anti-money laundering and counter-terrorism financing requirements.

7. Intellectual Property Rights

7.1 Ownership

The Services, including all content, features, functionality, algorithms, neural networks, software, code, databases, user interfaces, and design elements, are owned by Simulation Intellect or our licensors and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws.

7.2 Limited License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Services for your personal, non-commercial investment purposes. This license does not include the right to:

• Copy, modify, distribute, sell, or lease any part of our Services
• Reverse engineer or attempt to extract the source code of our software
• Remove or alter any copyright, trademark, or other proprietary notices
• Use data mining, robots, or similar data gathering methods
• Use the Services to build a competitive product or service

7.3 Feedback

If you provide suggestions, ideas, or other feedback about our Services, you grant us a perpetual, irrevocable, worldwide, royalty-free license to use, modify, create derivative works from, distribute, and sublicense the feedback for any purpose without compensation or obligation to you.

7.4 Trademarks

"Simulation Intellect," "Neural Matrix System," and all related logos, product and service names, and designs are trademarks or registered trademarks of Simulation Intellect Inc. or our affiliates. You may not use these marks without our prior written permission.

8. Payments and Fees

8.1 Fee Structure

Our fee structure is based primarily on performance, with a 20% fee on profits generated. We do not charge management fees or hidden charges. Specific fee arrangements for each investment plan will be clearly disclosed before you make an investment.

8.2 Payment Methods

We accept various payment methods, including bank transfers, credit/debit cards, cryptocurrencies, and e-wallets. Processing fees may apply depending on the payment method used. These fees will be disclosed to you before the transaction is completed.

8.3 Deposits and Withdrawals

Deposits will be credited to your account after they have been confirmed according to our processing times, which vary based on the payment method. Withdrawals are subject to verification procedures, processing times, and any applicable minimum withdrawal requirements. Early withdrawal fees may apply if you withdraw funds before the end of your investment term.

8.4 Taxes

You are solely responsible for determining and paying all taxes applicable to your investments and any profits earned through our Services. We may provide tax documentation where legally required, but we do not provide tax advice. You should consult with a tax professional regarding your specific tax obligations.

9. Disclaimers

9.1 No Guarantee of Returns

We do not guarantee any specific investment results or returns. All projected or historical return figures are estimates and are not guarantees of future performance. Investment performance depends on various factors, including market conditions that are beyond our control.

9.2 No Guarantee of Availability

We do not guarantee that the Services will be uninterrupted, timely, secure, or error-free. Technical issues, maintenance, market conditions, or other factors may cause the Services to be temporarily unavailable or operate at reduced functionality.

9.3 Third-Party Services

Our Services may integrate with or link to third-party services, applications, or websites. We do not control and are not responsible for the content, privacy policies, or practices of any third-party services. Your interactions with these third-party services are governed by their own terms and policies.

9.4 Information Accuracy

While we strive to provide accurate information, we do not warrant that any content provided through the Services is accurate, complete, reliable, current, or error-free. Market data and other financial information may be delayed or contain errors or omissions.

10. Limitations of Liability

10.1 Limitation Amount

In no event will our aggregate liability for all claims related to the Services exceed the greater of the amount you have paid us in the past twelve months or $500.

10.2 Investment Losses

We are not liable for any investment losses you may incur as a result of using our Services, including losses due to market conditions, algorithm performance, technical issues, or any other factor affecting investment returns.

10.3 Jurisdictional Limitations

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for certain damages. Accordingly, some of the above limitations may not apply to you. In such jurisdictions, our liability will be limited to the greatest extent permitted by law.

11. Termination

11.1 Termination by User

You may terminate your account at any time by following the termination procedures provided in the Services or by contacting our support team. Termination will be subject to settlement of any ongoing investments, payment of applicable fees, and completion of withdrawal procedures.

11.2 Termination by Simulation Intellect

We reserve the right to suspend or terminate your access to the Services at any time and for any reason, including but not limited to violation of these Terms, suspected fraudulent activity, regulatory concerns, or business necessity. We will provide notice of termination when reasonably possible.

11.3 Effect of Termination

Upon termination, your right to access and use the Services will immediately cease. Any provisions of these Terms that by their nature should survive termination shall survive, including without limitation ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

11.4 Asset Recovery

Upon termination, we will process the return of your available balance according to our standard withdrawal procedures. Ongoing investments may need to be liquidated in accordance with their specific terms, which may include early withdrawal fees or waiting periods.

12. Governing Law and Dispute Resolution

12.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.

12.2 Arbitration Agreement

Any dispute, controversy, or claim arising out of or relating to these Terms, including their validity, interpretation, breach, or termination, shall be resolved by binding arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules. The arbitration shall take place in New York City, New York, and shall be conducted in English. The decision of the arbitrator shall be final and binding.

12.3 Class Action Waiver

You agree to resolve any disputes with Simulation Intellect on an individual basis only. This means you waive any right to bring or participate in a class, collective, or representative action against Simulation Intellect.

12.4 Exceptions

Notwithstanding the above, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to protect its intellectual property rights pending the completion of arbitration. Small claims disputes may be brought in the small claims court where jurisdiction and venue are proper.

13. Changes to Terms

13.1 Modification Right

We reserve the right to modify these Terms at any time in our sole discretion. If we make material changes to these Terms, we will provide notice through the Services, via email, or by other means to provide you with the opportunity to review the changes before they become effective.

13.2 Continued Use

Your continued use of the Services after the effective date of any modified Terms constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, you must stop using the Services.

13.3 Version History

An archive of prior versions of these Terms is available upon request. The effective date of these Terms is stated at the beginning of this document.

14. Contact Us

If you have any questions, concerns, or feedback regarding these Terms or our Services, please contact us through one of the following channels: